What happens when you combine a commitment to excellence with more than 20 years of experience underwriting FHA-insured HUD senior housing healthcare mortgage loans?

“Something’s terribly wrong if you’re not getting a whole lot better at guiding error-free loans through the HUD application process,” says Cambridge Realty Capital Companies Managing Director Sampada D’silva.

Chicago-based Cambridge is one of the nation’s leading senior housing/healthcare lenders and one of the country’s top FHA-approved HUD 232 lenders, with more than $4.6 billion in closed transactions.

Ms. D’silva says HUD expects FHA-approved lenders to take responsibility for determining the applicant’s credit-worthiness.  Also, the approved lender is expected to make certain that borrowers are in compliance with the various criteria and funding requirements established by the agency – not an easy task.

“Since we started doing these loans more than 20 years ago, the acceptance rate for HUD applications submitted by the company has been higher than 95 percent.  And we haven’t missed on a single application since the HUD Lean program was introduced in 2008,” she said.

“Our clients consistently tell us that Cambridge does a first-rate job when it comes to moving applications through the system.  During the screening process our loan officers go to great lengths to ensure that those who put in an application with us get the loan they’re looking for,” she added.

It’s common knowledge that HUD loans involve a great deal of paperwork.  Ms. D’silva says the company’s clients appreciate the knowledge, competence and attention to details that Cambridge brings to the funding process.

“We understand how Medicaid and Medicare systems work, and how regulatory factors and legislation impact the way healthcare properties make money.   Our ability to transfer this knowledge to clients is what sets Cambridge apart from others,” she believes.

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